This document offers guidance for policy officers, project managers, donors and implementation partners on managing risks in cloud computing. It focuses particularly on microfinance and mobile money (m-money) services, which demonstrate the promise and perils of relying on cloud services.
The document outlines a systematic approach to procuring cloud based services and a checklist of issues to consider in concluding a contract for cloud based services. It also discusses regulatory issues raised by the cloud computing paradigm in mobile financial services.
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